Prime Minister Announces Kamyab Jawan Program

 Prime Minister Announces Kamyab Jawan Program

Prime Minister Announces Kamyab Jawan Program

Prime Minister’s Imran Khan has announced the Kamyab Jawan Program to support the youth of the country to where they will get loans to kick up their businesses.

In this scheme all eligible persons can apply for this loan by visiting your nearest selected bank branches OR by visiting Kamyab Jawan Portal. The only designated online portal is acceptable.

Key Points for Applying this Loan:

Following are the key points for applying for the loan.

Who Can Apply?

All Men/Women/Transgenders having CNIC

Purpose of Loan:

Setting Up of New Business


Expand your Existing Business

Business Type:

As per the declaration Small, Medium or Existing Business setups by youth among mentioned ages.

Loan pricing, Security & Sizes

Tier Pricing Per Year Loan Amount Security
Tier I 3% 1 Lakh to 1 Million Clear Loan
Tier II 4% 1.1 Million to 10 Million Secured Loan
Tier III 5% 10.1 Million to 25 Million Secured Loan

Age Limit:

Between 21-45 Years where CNIC is compulsory for applying for this loan. An 18 years old jawan can also apply but he must be a Matric Certificate holder.

Loan Duration:

The time duration for Kamyab Jawan is Program 8 years with of 1-year grace period


All Sectors are eligible to avail Kamyab Jawan Program Scheme including agriculture

Processing Fee for the Loan:

Rs 100 only will be charged on processing

Required Documents to Apply for loan:

Before starting an application, the candidate must have scanned copies of the following documents along with Passport size Pictures.

Clear Picture of the applicant

front and back visible Picture of candidates CNIC

Educational Degree, upload your highest degree

Proof of Skilled Labor (If Available)

Experience Certificates

The license in case of applying for medical store or commercial vehicle

Latest Tax return and NTN

Number of Electricity connection installed at a residential address of the consumer

Anticipated Expenses and Revenues on Business

The Registration number of any vehicle registered in the parent’s name in the case of females

Two References CNIC’s Copy (other than blood relatives)

A brief business write-up or plan

Entity Existence Documents in case of partnership

 Additional Documents for Existing Business:

Latest Financials- Signed

Reference Letter from / Chamber / Union / Association

Reference for Consumer number of Electricity connection at commercial Address

Bank Maintenance Certificate

Bank AL Habib › Prime Minister's Kamyab Jawan Youth Entrepreneurship Scheme

FAQs about this Loan:

Following are the frequently asked questions about the Jawan Program loan.

Can Physical Applications be accepted in designated branches?

Ans: No only online applications are accepted from the declared banks.

Which Banks are involved in this Kamyab Jawan Program Scheme???

Ans: banks participating in the scheme;

Allied Bank Limited

Albaraka Bank Limited

Askari Bank Limited

Bank Al Falah

Bank Al Habib

BankIslami Pakistan Limited

Bank of Khyber

Bank of Punjab

Dubai Islamic Bank Limited

Faysal Bank Limited

First Women Bank Limited

Habib Bank Limited

Habib Metropolitan Bank Limited

JS Bank Limited

MCB Bank Limited

Meezan Bank Limited

MCB Islamic Bank Limited

National Bank of Pakistan

Sindh Bank Limited

Soneri Bank Limited

United Bank Limited

Q: What is the minimum education required to apply for this loan?

Ans: No minimum education limit is specified for applying for the loan.

Q: The employees of which sector can apply for this??

Ans: Employ from any sector apply for this loan

Q: How many loans 1 person can avail?

Ans: A person cannot avail of more than one loan.

Q: Can Government Employs apply?

Ans: No, the Govt. Employees are not eligible to avail Kamyab Jawan Program .

Q: Any processing fee?

Ans: Only Rs. 100 including NADRA online CNIC verification.

Q: Can an applicant withdraw his application?

Ans: yes, it can be withdrawn at any time before the approval or rejection, the applicant can also quit. Moreover, in case of approval the applicant can withdraw the application, but in case of rejection he won’t be able to withdraw.

Q: Is there any grace period?

Ans: The Kamyab Jawan Program scheme allows a 1-year grace period. Though, the exact grace period depends upon the business specifications & bank’s decisions.